Take-Home Pay Calculator

Estimate your income tax, National Insurance and net pay for 2026/27.

£
%
Net pay arrangement: deducted before tax.
Your estimated take-home pay £0 per year
£0per month
£0per week
YearMonth
Gross pay£0£0
Pension£0£0
Personal allowance£0—
Income tax£0£0
National Insurance£0£0
Take-home pay£0£0

Effective tax & NI rate: 0%

Estimates only, based on the rates shown for England, Wales and Northern Ireland. They do not include student loans, benefits in kind, Scottish rates or other personal circumstances. Speak to our team for advice on your exact position.

Rates used

UK Tax Rates 2026/27

England, Wales & Northern Ireland

Income Tax

  • Personal allowance£12,570
  • Basic rate, up to £50,27020%
  • Higher rate, up to £125,14040%
  • Additional rate, above45%

National Insurance

  • Primary threshold£12,570
  • Main rate, up to £50,2708%
  • Above upper earnings limit2%

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